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Bringing Better Benefits

Bringing Better Benefits

Becoming a Kamay-ari means gaining access to superior membership benefits as AFPFC MPC is committed to Bringing Better Benefits to its members. 

Enjoy the following Kamay-ari benefits when you apply for membership:

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Interest on Share Capital

Members earn up to 25% per annum of their Capital Contribution as Interest on Share Capital distributed semi-annually, every July and December. 

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Patronage Refund

AFPFC MPC Kamay-ari are given back a share of the profit of the cooperative through Patronage Refund. This benefit is distributed every May for members who have availed a loan or with an existing loan the prior year.

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Interest on Regular & Special Savings

Enjoy 5-7% per annum Interest on the following savings accounts:

  • Regular Savings Account: 5% per annum

  • Special Savings Account:

             6% per annum  (Lock in for 360 Days)

             7%  Exclusive Offer   (Lock in for 5 years)

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Member Incentive Programs

Members earn cash incentives for every new member-borrower or claimant-beneficiary referred to the cooperative under the following programs:

  • Member-Gets-Member Program

  • Refer-a-Beneficiary Program

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Social & Educational Programs

Benefit from our educational programs such as Financial Literacy, Disaster Preparedness, Livelihood, and other social programs specifically designed to empower members. 

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Christmas & Loan Giveaways

Members receive loan giveaways such as umbrellas, bags, and shirts for every successful loan applications and Christmas Grocery Package for loan borrowers.

Experience the Better Benefits of AFPFC MPC.

Be an AFPFC MPC Kamay-Ari NOW!

Membership Eligibility and Requirements

Who are eligible to become members?

AFPFC MPC's Membership includes the following:​

  • Officers, Enlisted Personnel, and Regular Civilian Employees from the Armed Forces of the Philippines (AFP)

  • Retirees, Pensioners, Surviving Spouse or Legal Beneficiary of deceased AFP personnel

  • Uniformed and Non-Uniformed Personnel of the Bureau of Corrections (BuCor)

  • Uniformed and Non-Uniformed Personnel of the Bureau of Fire Protection (BFP)

  • Regular employees of Philippine Veterans Affairs Office (PVAO) and;

  • Regular employees of Armed Forces & Police Mutual Benefit Association, Inc. (AFPMBAI)

  • Regular employees of the Office for Transportation Security

  • Regular employees of the Municipal Government of Montalban

What are the membership requirements?

To apply for membership, kindly submit the following requirements to any AFPFC MPC Office:​

  • Accomplished ​Membership Application Form

  • 2 Valid IDs to include ID from Branch of Service/ Government Agency

  • Membership Fee of P200.00

  • Initial Capital Contribution amounting to a minimum of P1,000.00

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