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Loan and get ready access to funds for your needs!

From your dream home, a new car, or starting business opportunities, we have a loan offering ready to fit any of your needs.

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Get unmatched additional value with our loans

With high net proceeds, receive some of the highest patronage refunds, exciting giveaways, and grocery packages with our loans. ¹

Credit Facilities

Salary Loan

Pension Loan

Lumpsum Loan

Back-to-Back Loan

Back-to-Back Flexi Loan

Reloan in as early as 12 mos.

Giving financial ease for our Kamay-Ari's needs, borrowers aged up to 70 can now renew their loans after 12 monthly payments. ²

Visit our nearest office or message us on Facebook to learn more.

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Loan Requirements

Find out about the different requirements for our loan products. ³

AFP New Loan Requirements

AFP Loan Renewal Requirements

Bureau of Corrections (BuCor) New Loan Requirements

Bureau of Fire Protection (BFP) New Loan Requirements

AFPMBAI Employee New Loan Requirements

PVAO Employee New Loan Requirements

OTS Employee New Loan Requirements

ARTA Employee New Loan Requirements

NAPOLCOM Employee New Loan Requirements

Mun. Govt. of Montalban, Rizal Employee New Loan Requirements

Mun. Govt. of San Manuel, Tarlac Employee New Loan Requirements

Loan with AFPFC MPC!

For any and all of your needs, we are ready to help you achieve your financial goals.

Visit our nearest office or message us on Facebook to inquire about a loan today!

AFPFC MPC staff

Loan Calculator

Estimated Loan Amount ⁴

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Loan Term

¹ Loan-related benefits, including patronage refund, grocery packages, and giveaways, are subject to terms and conditions for eligible member-borrowers.

² Since July 1, 2025, members aged 70 years old and below can enjoy earlier loan renewal privileges. Under the new policy, member-borrowers can renew their loans once 20% of the outstanding balance has been paid. 

³ Loan requirements may be subject to change without prior or advance notice.

⁴ Amounts provided in the loan calculator are purely for illustrative purposes only and exclude any insurance fees or applicable charges. Final loanable amounts and amortizations are only determined during actual loan processing. Terms and conditions apply. 

New Loan
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AFP - ACTIVE MILITARY

 

  1. For PAF & TAS (1) Original latest payslip and (1) Photocopy of 2 previous mos.

  2. For PN (2mos) Original Recent payslip

  3. For PA (3mos) Original Recent payslip

  4. (2) Photocopies of Military I.D. & other valid gov't issued I.D.(except Postal I.D. & other F.I.'s Lending I.D.)

  5. (2) pcs. 2x2 1.D. picture

 

*** For Military with 3rd to 5th long pay, please attach (1) Photocopy of payroll account (LBP ATM Card) for back-up requirements.***

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(For OFFICER)

Regular - Appointment or Promotion Order

Reserve - CAD/SOT/Latest ETAD Order/ Commision Order

 

(For ENLISTED PERSONNEL)

Re-Enlistment Order/ Enlistment Order / Promotion Order

 

(CLEARANCE)

Phil. Army - DLO Clearance

Phil. Air Force - Provost Marshall Clearance, Spouse consent, with (1) photocopy of at least 1 valid govt issued I.D.

Phil. Navy & TAS - Non-Pending Case

 

AFP PENSIONER

 

  1. (2) Photocopies of Retirement Order

  2. (3) Photocopies of AFP Retired I.D. and other valid gov't issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

  3. For 70 YO & above (2) Photocopies of pension account (LBP ATM card or Passbook) d. (2) pcs. 2x2 1.D. picture

 

(Beneficiary - New Member)

  1. (3) Photocopies of AFP Beneficiary I.D. and their valid gov't issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

  2. (2) Photocopies of Posthumous/Retirement Order

  3. For 70 YO & above (2) Photocopies of Pension Account (LBP ATM card or Passbook)

  4. (2) Photocopies of Declaration of Beneficiaries

  5. (1) Photocopy of Marriage Contract (PSA)

  6. (2) Photocopies of CENOMAR, issued 6 mos. prior to date (for widow below (41 y/o) g. (2) pcs. 2x2 I.D. picture

 

***NOTE: If the beneficiary is parent: -(2) photocopies of Birth Certificate of the deceased child (PSA)*** ***NOTE: If the beneficiary is parent: -(2) photocopies of Birth Certificate of the son/daughter (PSA)***

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FOR LISTING (Lump Sum)

1.    AFPFC MPC Authorization Form 
2.    Listing Number (From PGMC)
3.    Presented Original LBP ATM Card with (3) photocopies
4.    (4) Photocopies of Retired ID and Other Government-Issued ID
5.    (1) Photocopy of Retirement Order
6.    Notarial Fee
7.    Landbank Balance Inquiry/ Deposit Slip
8.    LBP STI1 Form
9.    LBP CRF (Customer Request Form)
10.    Post Dated Check (PDC) – for loan amounting Php500,000 above
11.    2x2 pictures for Membership Form (New Member)

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AFP CIVILIAN EMPLOYEE

 

  1. (1) Photocopy of Appointment

  2. (1) Original latest payslip and (1) photocopy of 2 previous mos.

  3. (1) Photocopy of Civilian Employee I.D. & other valid govt. issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

  4. (1) Original copy of Certificate of Non-Pending Case

  5. (2) pcs. 2x2 I.D. picture

Renewal
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AFP - ACTIVE MILITARY

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  1. (1) Original latest payslip

  2. For PN (2mos) Original latest payslip

  3. (2) Photocopies of Military I.D. & COOPO I.D. or other valid gov't issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

 

*** For Military with 3rd to 5th long pay, please attach (1) Photocopy of payroll account (LBP ATM Card) for back-up requirements.***

​

(For OFFICER)

Regular - Appointment or Promotion Order

Reserve - CAD/SOT/Latest ETAD Order/ Commission Order

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(For ENLISTED PERSONNEL)

Re-Enlistment Order/ Enlistment Order / Promotion Order

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(CLEARANCE)

Phil. Army - DLO Clearance

Phil. Air Force - Provost Marshall Clearance, Spouse consent, with (1) photocopy of at least 1 valid govt issued I.D.

Phil. Navy & TAS - Non-Pending Case

AFP Pensioner

 

PRINCIPAL PENSIONER

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  1. (2) Photocopies of Retirement Order

  2. (3) Photocopies of AFP Retired I.D. and COOP I.D. or other valid gov't issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

  3. For 70 YO & above (2) Photocopies of pension account (LBP ATM card or Passbook)

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(Beneficiary)

  1. (2) Photocopies of AFP Beneficiary I.D. and COOP I.D. or other valid gov't issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

  2. (2) Photocopies of Posthumous/Retirement Order

  3. (2) Photocopies of Pension Account (LBP ATM card or Passbook)

  4. (2) Photocopies of Declaration of Beneficiaries

  5. (2) Photocopies of CENOMAR, issued 6 mos. prior to date (for widow below (41 y/o)

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AFP CIVILIAN EMPLOYEE

 

  1. (1) Photocopy of Appointment

  2. (1) Original latest payslip

  3. (1) Photocopy of Civilian Employee I.D. & COOP I.D. or other valid govt. issued I.D. (except Postal I.D. & other F.I.'s Lending I.D.)

  4. (1) Original copy of Certificate of Non-Pending Case

  5. (1) Original copy of Certificate of Non-Stoppage (For DND Employees)

BUCOR - ACTIVE PERSONNEL

 

  1. Certificate of Compensation/Employee's current opayslip (System Generated)

  2. BFP Employee ID and 1 Valid Government-issued ID w/ 3 specimen signatures

  3. Appointment (Should be at least 1 year in service)

  4. BFP Service Record

  5. Certificate of Non-Pending Case / Internal Affair Service (IAS) Clearance (Issued by City/Station/District/Regional offices)

  6. Certificate of Active Duty Status (Issued within 3 days)

  7. 2x2 pictures for Membership Form for New Members

  8. Accomplish Loan Application/Agreement

  9. Promissory Note

  10. Notarized Authority to Deduct from Salary/Pension

BFP - ACTIVE PERSONEL

  1. ​Certificate of Compensation/Employee's current opayslip (System Generated)

  2. BFP Employee ID and 1 Valid Government-issued ID w/ 3 specimen signatures

  3. Appointment (Should be at least 1 year in service)

  4. BFP Service Record

  5. Certificate of Non-Pending Case / Internal Affair Service (IAS) Clearance (Issued by City/Station/District/Regional offices)

  6. Certificate of Active Duty Status (Issued within 3 days)

  7. 2x2 pictures for Membership Form for New Members

  8. Accomplish Loan Application/Agreement

  9. Promissory Note

  10. Notarized Authority to Deduct from Salary/Pension

AFPMBAI

  1. AFP MBAI Employee ID and 1 Valid Government-issued ID

  2. Certificate of Employment/Appointment w/ Dry seal

  • Non-Pending Case

  •  Net Take Home Pay (NTHP)

     4. Employee's current payslip with dry seal (System Generated)

     5. 2x2 pictures for Membership Form

PVAO

  1. Employee's current payslip (System generated)

  2. PVAO Employee ID and 1 Valid Government-issued ID

  3. Certificate of Non-pending Case

  4. Certificate of Employment/Appointment with authentication

  5. 2x2 pictures for Membership Form

OTS

1. . OTS Employee ID and 1 Valid Government-Issued ID
2 Appointment Order with authentication (Records Division)
3. Certification of Non-Pending case and Active-Duty Status
4. Employee’s Current Payslip with Authentication
5. 2x2 pictures for Membership Form

Municipal Government of Montalban

​1.    Employee’s Current Payslip with Authentication
2.    MRLGU Employee ID and 1 Valid Government-Issued ID
3.    Certificate of Employment and Compensation
4.    Appointment Order with Authentication
5.    Certification of Non-Pending case
6.    2x2 pictures for Membership Form (New Member)

Municipal Government of San Manuel

​1.    Employee’s Current Payslip with Authentication
2.    Mun. of San Manuel LGU Employee ID and 1 Valid Government-Issued ID
3.    Certificate of Employment and Compensation
4.    Appointment Order with Authentication
5.    Certification of Non-Pending case
6.    2x2 pictures for Membership Form (New Member)

Anti-Red Tape Authority (ARTA)

​1.    Employee’s Current Payslip (Certified True Copy by HRDD)
2.    ARTA Employee ID and 1 valid government-issued ID (with 3 specimen signatures)
3.    Appointment Order (Certified True Copy by HRDD)
4.    2x2 pictures for Membership Form (New Member)

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