Bringing Better Benefits
Enjoy high savings earnings, low loan interests, social programs, and member referral programs as our Kamay-Ari.
Explore the many exclusive benefits you will
get as our member-owner.
Patronage Refund
Receive a portion of the loan interest you pay with our high refund rates when you patronize the loan products of AFPFC MPC. ¹
Pamaskong Handog
In time for Christmas season, qualified Kamay-Ari can take home a grocery package as a token of gratitude for their loan patronage with AFPFC MPC. ²
This exclusive gift is given to members on top and with no cost to other member benefits.
Freebies and Giveaways
Get more value with your loans with freebies and giveaways, along with exclusive loan reward promotions. ³
Social and Education Programs
As a member, you can gain access to social programs like financial literacy, disaster preparedness, livelihood trainings, and more.
Bereavement Assistance
Receive cash assistance from the Cooperative in the event of a member's death, given to their beneficiary. ⁴
Who can be AFPFC MPC Kamay-Ari?
What are the membership requirements?
¹ Patronage refund (PR) is a benefit where members receive a portion of the net surplus of the Cooperative within a given year. The amount is dependent on the yearly performance of the Cooperative, based on the paid loan interest of a member. Only members who have made loan payments for a given year will receive their PR in the following year; e.g., only members with loan payments for 2025 will receive their PR for 2026.
² Only members with loan payments in the respective previous year will receive their Pamaskong Handog in a given year. The grocery package is given at no cost to the member and is not deducted from their PR amounts as a gift courtesy of AFPFC MPC.
³ AFPFC MPC loan and reward promotions are subject to terms and conditions, dependent on program validity, eligibility, and location exclusivity.
⁴ Subject to terms, conditions, and governing policies of the Cooperative